UPCOMING EXPO

Mt Hood Emergency Expo 2014 is coming!!!

Friday May 2nd 11:30 am to 7:00 pm
Saturday May 4th, 9:30 am to 6:00 pm

This FREE expo will have over 60 speakers and displays to help you BE PREPARED. Won't you join us?

Sunday, December 11, 2011

BUDGETING


RECOMMENDED PERCENTAGES

I have used a compilation of several sources and my own experience to derive the
suggested percentage guidelines.  However, these are only recommended percentages and will change dramatically if you have a very high or very low income.  For instance, if you have a very low income, your necessities percentages will be high.  If you have a high income, your necessities will be a lower percentage of income, and hopefully savings (not debt) will be higher than recommended.


ITEM          ACTUAL %  RECOMMENDED %

CHARITABLE GIFTS                                                10-15%
SAVINGS                                                                      5-10 %
HOUSING                                                                    25-35%
UTILITIES                                                                    5-10%
FOOD                                                                            5-15%
TRANSPORTATION                                                  10-15%
CLOTHING                                                                    2 -7%
MEDICAL/HEALTH                                                     5-10%
PERSONAL                                                                   5-10%
RECREATION                                                              5-10%
DEBTS                                                                           5-10%


Printed with permission from THE TOTAL MONEY MAKEOVER by Dave Ramsey





Monthly Budget
Month
BudgetedSpent
Tithes & Offerings
Groceries
Payments
Car/Transportation
Gifts
Personal/Clothes
Miscellaneous
Recreation
Health
School 
Unexpected
Total     $  $ 
OverUnder
Tithes & Offerings
Groceries
Payments
Car/Transportation
Gifts
Personal/Clothes
Miscellaneous
Recreation
Health
School 
Unexpected


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